PRODUCTS & SERVICES
The Harris Agency is a full service insurance agency primarily serving the Las Vegas marketplace but with growing recourses and opportunities in the western region of the United States. Today the agency maintains three operational divisions focused on three distinct segments of the insurance industry.
Commercial Division
The Harris Agency offers a full spectrum of commercial P&C lines for the business community. Within this division, there are three sales groups.
- Business Owners Policies (BOP) targeting small to mid-sized companies for all their property, casualty and liabilities exposures and annual combined premiums under $100,000.
- Standard Placement Policies that target middle market corporations with combined annual insurance premiums between $100,000 and $750,000
- Alternative Risk Transfer (ART) targeting larger corporate entities with annual premiums in excess of $250,000 and financial secure enough to be in a position to assume a portion of the risk exposure in a custom designed insurance program
Personal Division
The personal lines division was created to offer an added benefit to existing commercial lines customers seeking assistance for their personal insurance needs.
- Homeowners Coverage is made available to existing client employees for their personal real estate protection including fire, liability and personal property with deductibles and special endorsements available
- Automobile Coverage is also available to existing client employees for collision, comprehensive, liability and special coverages for their personal automobiles and recreational vehicles
Financial Division
With its historically strong ties to the financial services sector, specifically the surety bond marketplace, The Harris Agency can offer commercial surety capacity for practically any size bond.
- Commercial Surety Bonds can be established for practically any commercial venture including construction, general contract and many other specialty bonds